Your insurer will ask what was damaged. It's a long list, so break it into rooms and do a little each day.
Start with video
Walk each room with your phone, opening closets, cabinets and drawers, narrating what you see.
Then list room by room
Item, approximate age, where you bought it and roughly what it cost. Estimates are fine; your insurer will tell you what they need.
Use what you already have
Online order histories, bank and credit card statements and old photos help you remember and value items.
Let the pack-out help
If a restoration company does a pack-out, their item-by-item photo inventory can form part of your list.
Quick checklist
- Video every room
- List by room
- Pull order histories
- Ask for the pack-out inventory
General information, not advice for your specific policy or property. Updated October 2026.

